Miss M over at M is for Money hosted her weekly weekend link love over at her blog. One of the featured posts was about Pet Insurance and is it worth the cost. You can read the post here.
I found it to be an interesting read. After all, I can recount several stories of my siblings pets requiring trips to the e-vet due to something they did(eating excedrin, trying to escape from their garage kennel, etc). It does raise an interesting point of is it worth the cost? The only time I looked at pet insurance was to receive a free 3.00 off Purina coupon. I've never actually crunched the numbers for it. However, I'm not sure if my pooch would even qualify and here is why. When I got her she was already 3 yrs old. I know nothing about her previous history up until the point when I adopted her as she came from a shelter. The only reason I "know" her age is because that is what the vet estimated it as. Also, any health problems she may encounter as she ages could be blamed on the breed and therefore excluded(beagles are known to have hip problems).
So would it really be worth it? I think I'd rather just continue to have an emergency fund that is set aside to cover an unexpected vet costs. I like this idea because it's less paperwork, less headache and I know where my money is going and it's there for me when I might need it.